In this post, you will learn how to claim insurance after bike accident injuries leave you hurt and struggling financially. When we speak to clients who ask us what they need to do after they have been hit by a vehicle while riding, here’s what we tell them to help improve their chances of a fair payout.
How to claim insurance after bike accident injuries leave you in pain:
- Seek medical attention ASAP, even if you don’t feel hurt.
- Document the accident at the scene.
- Document all your financial damages.
- Speak to a qualified attorney who specializes in cases like yours.
- Contact your insurance provider.
- Keep a detailed record of all interactions with other parties.
Here’s a breakdown of each step.
Steps You Need to Take
Get Checked Out by a Doctor
When you get hit by a car while riding a bike, chances are high that will need medical attention. Even if you do not feel any pain directly after a crash, you should still visit a doctor to get checked out. Some injuries take a while to show symptoms, and the sooner you catch an injury, the faster it will heal—not to mention that complications are less likely to arise if you get treated promptly.
All of this will play into your insurance claim. If emergency responders think you should go to the hospital, do not refuse. Do not worry about costs if you feel pain—that’s why we have insurance.
Document the Scene of the Accident
If you are not prevented by your injuries, take a moment after the accident to take pictures and talk to witnesses. You should try to document your injuries, damage to your property, and the scene itself. There is no such thing as documenting too much.
Document Your Financial Damages
You also need to document and compile all of the financial impact that the accident causes in your life. This includes medical bills and ongoing treatment, repairs or replacement of your property, lost income, and any out-of-pocket expenses.
Speak to a Bike Injury Attorney
Without an attorney to advocate for you, the insurance company is more likely to settle for less than you deserve. You need the money from your settlement to make you whole after all the pain and suffering and financial fallout. Do not hesitate to speak to an attorney. You will not have to pay anything upfront with an attorney who offers free consultations—in most cases, an attorney will deduct their fees from your settlement winnings.
Don’t know how to claim insurance after bike accident injuries leave you unable to work? We can help. Talk to us today.
Contact Your Insurance
If you own a car, contact your insurance provider to file a claim. If you do not have a car, you will need to file a claim with the driver’s insurance. Make sure to get that information from them at the scene of the accident. Don’t give away more information than you need to. In fact, it is best if you let your attorney handle communications with the insurance companies.
Keep a Detailed Record of Interactions with Other Parties
If you decide to file the claim without help, be sure to keep a detailed record of all your interactions with their representatives, as well as those performing medical or repair services for you. You never know what kind of evidence you might need.
Need help? Call us for a free case evaluation.
Get in touch with us today if you have any questions about your case. We offer free case evaluations.
Are you ready to pursue your case? Contact us today and set up an appointment to speak to an attorney. Call us at 1-800-24-7-CRASH or write to us at [email protected].
