Some of our readers may know that the Florida Personal Injury Protection (PIP) law was amended in 2013. There were a number of changes to the statute but, arguably, the change that most impacted insureds across the State is the requirement that individuals claiming...
Pacin Levine
What is Pure Comparative Negligence, and what does it mean for me?
A common question we receive after a car accident is “Can I recover for my injuries in a car accident even though I’m partially at fault?” The answer in Florida is maybe. Most car accident cases are pursued based on a theory of Negligence. A Defendant will attempt to...
Why is my insurance company denying my $10,000.00 in PIP benefits?
“I thought my Personal Injury Protection benefits covered up to $10,000 dollars of my medical expenses!” Don’t be fooled! Just because you pay for $10,000.00 of personal injury protection (PIP) coverage doesn’t mean you are always eligible to receive that amount in...
Protect yourself from Uninsured Drivers
If you are injured in an automobile accident by a driver who does not carry insurance, your medical bills, lost wages and pain and suffering may not be covered unless you carry sufficient Uninsured/Underinsured Motorist Coverage. The Insurance Research Council...
What is an Examination Under Oath (EUO) and do I need to appear?
Often, when you file a claim for personal injury protection benefits under a policy of automobile insurance, the insurance company will ask you to attend what is referred to as an “examination under oath” (or “EUO”). The 2013 personal injury protection (PIP) statute...
Not all slip and falls are created equal
We have all heard the commercials… “Injured? Hurt? Slip and fall? We will make sure you are compensated!” But what exactly is a “slip and fall” accident? Who is responsible for the injuries? More importantly, what has to be proven for one to be compensated for their...
I paid my premiums. Why is my auto insurance company denying my claim?
I make my insurance payments, so why won’t my insurance company pay my claim? That’s a question many individuals ask themselves after their claim gets denied by the insurance company. Sometimes, the insurance company will try to avoid paying your claim by accusing you...
Text and Wreck!
Today, nearly everyone has a smart phone. It seems we can’t even walk down the street without having our heads buried in our cellular device sending text messages, emails and communicating on social media. Simply put, they have taken over our world and are here...
Not so Fast and Furious on the Congested Streets of South Florida
With the release of the newest installment of the Fast and the Furious serious, you may have seen an increase of aggressive drivers on the road. Do not be fooled, however, most of these drivers are nowhere near professional level, but the road rage they elicit...
Fault or No Fault, PIP covers
Florida is one of 17 states with mandatory Personal Injury Protection coverage. Personal Injury Protection, commonly referred to as PIP, is a Florida imposed extension of coverage that pays up to $10,000 of medical expenses or lost wages in the event of an automobile...